How to

How to split a group booking deposit with friends in Cork

Mosey · 22 September 2026 · 5 min read

When a Cork booking on Mosey asks for a deposit, you can split it equally between yourself and the friends you invite instead of paying it all. You save a card first as a safety net, each friend pays their own share in the app, and anyone who has not paid by twelve hours before the booking is covered by your card so the table is never at risk. Mosey takes nothing from the deposit, and it comes off the bill on the night.

Why group bookings ask for deposits

A table of eight on a Friday is a big slice of a small Cork place's evening. If it does not turn up, that is food bought, staff rostered and other people turned away, with nothing to show for it. A deposit is how a place can say yes to large bookings at all; the alternative is refusing them.

A deposit is not a fee. It is your money held against the table and taken off your bill when you eat. What it changes is who carries the risk, and without a split, that is usually whoever made the booking.

How does splitting a deposit work on Mosey?

  1. Book the table. If the place asks for a deposit, you see it before you pay.
  2. Choose to split it. Instead of paying the whole amount, pick the option to split with friends. This works where the place charges a deposit, rather than only holding a card against the booking.
  3. Save a card. This is the safety net, and it comes before anything else. Nothing is charged to it unless a share goes unpaid.
  4. Invite your friends. Add the friends who are coming. They need to be on Mosey. The deposit is divided equally between them and you, since you count as one share yourself.
  5. Everyone pays their own share. Each friend gets a request and pays in the app. You can see who has paid.

Once every share is in, the deposit is paid in full and everybody is told.

What if a friend does not pay their share?

This is the part that makes the whole thing work. People who have not paid get a final reminder the day before. From twelve hours before the booking, any share still unpaid is charged to the card you saved, and you are told.

That means the place is always paid in full and your booking is never at risk because somebody forgot. It also means you know exactly who you need to settle up with afterwards.

If a friend pays their share after it has already been covered by your card, their payment is refunded automatically, so nobody pays twice.

What happens if the booking is cancelled?

The shares that were paid are refunded according to the place's cancellation terms, the same terms that would apply to one person's deposit. Cancel well ahead and that usually means everything back; cancel late and some or all of it may be kept. Read those terms when you book, and tell the group what they are.

As organiser you can also call the split off before the deposit is complete: payments still pending are stopped and shares already paid are refunded.

Etiquette that keeps a split friendly

The mechanics are the easy bit. Groups fall out over the assumptions.

  • Confirm numbers before you split. The deposit divides equally among the people you invite, so invite the people who are definitely coming, not the ones who said "probably".
  • Say the amount and the terms up front. "It's a tenner each, refundable if we cancel by Wednesday" heads off every awkward conversation.
  • Remember the deposit on the night. It comes off the final bill. If one person's share was covered by your card, or someone paid and then could not come, settle that before you divide the rest of the bill, or people end up paying twice.
  • Do not chase in public. The app reminds people for you. A quiet message to one person beats a group-chat roll call.
  • Agree how the bill will be split. Many places prefer one or two payments for a large table. Splitting the bill on Mosey covers paying separately without the calculator at the end.

Is splitting a deposit worth it for a small group?

For four people with a small deposit, probably not: one person paying and being sent the money is fine. Splitting earns its keep when the deposit is meaningful, when the group is bigger than your closest friends, or when the booking is weeks away and the chances of someone dropping out are real. That is most birthdays, leaving dos and Christmas nights out.

When the occasion is bigger than a table

For a private room, a set menu for twenty or anything that needs a conversation with the place first, a normal booking is not the right tool. Mosey's Gatherings lets you send the place a request with your date, numbers and occasion, agree terms and a quote, and collect everyone's dietary needs through one link. Planning a group celebration with Mosey Gatherings walks through it, and it applies in Cork just the same.

Picking the place in Cork

A group needs more than good food: it needs a table that seats you all together, a kitchen that copes with eight orders at once, and a room where you can hear each other. Start from Mosey's places to eat in Cork, look at photographs people took of what they actually ate, and ask the place directly whether it can do your numbers before you book.

When the booking asks for a deposit, choose to split it, save your card, and add the friends who are coming.

Questions

Common questions

  • Can I split a restaurant deposit with friends?

    Yes, on bookings made on Mosey that ask for a deposit. The deposit is divided equally between you and the friends you invite, and each pays their own share.

  • Do my friends need Mosey to pay their share?

    Yes. Shares are sent to and paid by friends who are on Mosey.

  • What if someone never pays their share?

    From twelve hours before the booking, any unpaid share is charged to the card you saved when you set up the split, and you are told.

  • Can someone end up paying twice?

    No. If a friend pays after their share has been covered by your card, their payment is refunded automatically.

  • Does Mosey charge a fee on a split deposit?

    No. Mosey takes nothing from a booking deposit, split or not.

  • What happens to the shares if we cancel?

    Paid shares are refunded according to the place's cancellation terms, the same as a deposit paid by one person.

  • Is the deposit taken off the bill?

    Yes. It is your money held against the table and comes off what you owe on the night.

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