Card payment fee calculator
What do card payments cost you?
Every card payment carries a percentage and often a fixed amount on top. Put in a month of card takings and the rate on your statement to see the month, the year and the share of your takings it takes.
Your numbers
The number shown first is an example, not a quote. Use the rate on your statement.
Set 0 if your provider charges only a percentage.
The answer
- Card fees a month
- $468.00
- Card fees a year
- $5,616
That is 3.9% of your card takings.
The numbers shown first are examples to show how the sum works. Replace every one with your own: nothing here is a quote.
How the sum works
The monthly fee is your card takings times your percentage, plus the number of payments times your fixed amount per payment.
The yearly figure is twelve of those months. The share is the monthly fee divided by your card takings.
The percentage and the fixed amount depend on your provider, your plan and the type of card. Your statement has both. Nothing is guessed here.
Tips and refunds change the picture slightly. Use a typical month for the cleanest answer.
Questions about this calculator
What is a normal card processing fee for a restaurant?
It varies by provider, plan and card. Your statement has the exact figures, and this calculator works from whatever you type.
Why is there a fixed amount as well as a percentage?
Many providers charge both. If yours charges only a percentage, set the fixed amount to 0.
How do I find how many payments I take?
Your processor's monthly statement shows the number of transactions as well as the total.
Are tips included?
Include them in takings if your provider charges its fee on them, and leave them out if not.
Is anything saved or sent?
No. The numbers stay in your browser and nothing is stored.
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